Timely Tax Tips


10 Tax Tips · Act Now · Free · 13 Deadly Sins · ?s · Tax Resources
Business · Quit Smoking · Work · Mood Lifters · Life · Take Free Surveys
Freebies · Manage Time · Travel · Frugal Test · Gift Ideas · Resources


ATTENTION: US Taxpayers! Tax day was April 15, 2008. The perfect time to prepare for your next tax filing is now.

FOR NEXT TIME: Ease the pressure. Gather and (save) your records and receipts. Request back up copies if necessary. Organize everything in a form you can actually use. Prepare a list of things you would like to know. Begin to speak with tax pros and financial advisors to get your questions answered. Make it easier this time. Relax.

Use this site to help you. Make it as easy as possible. Learn what not to do. Prepare for the next filing. U.S. filers visit Internal Revenue Service (IRS) for more, even free tax preparation software (Free File) if you qualify. Yes, the IRS can be your friend and a major source of help to defang your tax bite.

More tax information can be found Tax World, Tax & Accounting Sites Directory, US Tax Court, Congress's Joint Committee on Taxation, etc. Canadians visit Revenue Canada, UK filers visit Inland Revenue, Irish filers visit Revenue and filers from India can find relief here.

Welcome. Taxes are one of the most dreaded things for people around the world. But if you take these steps now, next time can be different, at least less painful. Tame your taxes now.


Stop Smoking! Did you know you may be able to recoup the cost of prescription drugs (medical expenses) that help you kick the habit?


Tax Stimulus / Rebate Checks

. . . about President Bush's economic stimulus plan. Tax rebate checks from the special stimulus plan will begin to arrive on April 28, 2008 . It's tax free! Be sure to use the money wisely.

  • Individual tax payers get up to a $600 rebate.
  • Working couples get up to $1,200 and those with children also get another $300 per child rebate.
  • Individuals with incomes from $75,000 to $87,000 and couples with incomes $150,000 to $174,000 get only partial rebates (higher caps for those with children).
  • People who owe no taxes, but earned at least $3,000 from Social Security or veterans' disability benefits get a $300 rebate ($600 for couples).
  • Your rebate check is not considered taxable income by the IRS.
  • If you owe any back taxes, the rebate check will be used to that cover debt by the IRS.

Claim your rebate: just file a 2007 tax return and have a valid Social Security number. That's it.

The IRS has issued a tax-rebate phone scam warning. TIP: The IRS does NOT ask for personal information over the phone.

Also, businesses can immediately write off 50 percent of purchases of plants and other capital equipment. Small businesses can write off additional purchases of equipment.

3 to 4 million people may experience delays in receiving refunds because the AMT tax was amended by Congress in December 2007. The problem: the IRS can't begin processing some tax forms until February 2008.

Are you entitled to part of the $92.2 million in refund checks (unclaimed checks average $963 each) waiting in IRS coffers? It seems that the agency doesn't have a current address for 95,746 US taxpayers, so checks sent to them are "undeliverable". Contact the IRS to find out.

The Pension Protection Act of 2006 (the PPA) was enacted on August 17, 2006 with President Bush signature. Here are the highlights:

  • Seniors Can Make Donations Directly Out of IRAs
  • Stricter Rules for Donated Clothes and Household Stuff
  • Coming Soon: All Cash Donations Must Be Documented
  • 2007 Start: More Beneficiaries Can Roll Over Money from Deceased Person's Retirement Plan
  • 2007 Start: Directly Deposit Your Tax Refund Into IRA
  • 2007 Start: New Inflation Adjusted Phaseout Ranges for IRA Contributions
  • 2007 Start: Retirement Plan Providers Can Offer Investment Advice
  • 2008 Start: Direct Rollovers from Retirement Plans Into Roth IRAs Allowed



IRS's
Free File. See the details. Do you qualify?


Act Now · Tax Tips · Free · 13 Deadly Sins · ? & Comments · Tax Resources


FREEBIES
Freebies · $101 · Surveys · Gas · Coupons


On May 17, 2006, President Bush signed a $70 billion tax-cut package. It features:



  • A two-year extension of the reduced 15 percent tax rate for capital gains and dividends, which were set to expire at the close of 2008.

  • A one year extension of recent changes to the alternative minimum tax to prevent it from hitting more upper middle-income families.

  • The maximum 401(k) and 403(b) employee contribution increases to $15,000.

  • Tax credit up to $3,400 for new hybrid vehicles.

  • Increased Section 179 expense deduction maximum from $105,000 to $108,000 in 2006.

  • Gift tax annual exclusion increased from $11,000 to $12,000.

  • New tax credit for residential energy-efficient property until 2008. Taxpayers may claim a credit for 30% of the cost of installing solar water-heating, photovoltaic, or fuel-cell equipment in his or her residence, up to $2,000 total.

  • New tax credit for non-business energy property until 2008. Taxpayers may claim a lifetime credit of up to $500; 10% of the cost of qualifying materials.

  • Beginning in 2008, taxpayers in the 10% and 15% tax brackets will be able to sell assets, such as stocks or mutual funds, without paying any capital gains taxes. It lasts through 2010.

  • “Kiddie tax” is raised to 18 (Kiddie tax loophole closed by Congress in June 2007).

On June 7, 2001, the $1.35 trillion across-the-board tax cut pledge to cut taxes is enacted, effective over 10 years.


Have more to report. Get your personally autographed copy of "THE Self-Employment Resource Guide" by Arthur Hawkins II, a Northwestern University-educated self-employment specialist. Order online now today and get a FREE business-building report. See reviews here.


100% MONEY Back Guarantee!


Your state may offer taxpayers who previously owed taxes but have not yet been caught the chance to come forward and pay the taxes they owe, minus half the accumulated interest and with no penalties. These amnesties are prompted by the economic slowdown.

Ohio, Arizona, Louisiana, Maryland, Michigan, Nevada and New Hampshire all proposed or held such amnesties, estimating they can raise at least $224 million. Since 1982 at least 39 states and the District of Columbia have periodically enacted this type of tax amnesty.


Get your very own personal time management plan. See how. Make life and business less taxing.


Like this site? Tell a friend and bookmark this site (CTRL-D).


On January 1, 2002 the US government officially increased the amount of money you can contribute to your 401(k)s, 403(b)s, 457s and other retirement accounts, tax-deferred of course, by $500 – IRAs can contain $1,000 more this year.

And for those over 50 years old, “catch-up” provisions let you contribute even more – an additional $1,000 to 401(k) type plans and an additional $500 to IRAs this year. It gets better, coming years will see increases in the amount you can contribute.

Finally, you are likely entitled to addition tax credits on the amount you contribute to your retirement savings plans, in addition to other deductions. Take action – max-out your retirement contributions (but don’t put most of it into your company’s stock!) and take every deduction.

Act Now · Tax Tips · Free · 13 Deadly Sins · ? & Comments · Tax Resources


Oops! About $95 million in tax cut checks were sent to the wrong addresses.

Oops #2! Around 523,000 out of the estimated 112 million tax cut check refund notices sent by the IRS mistakenly informed taxpayers that they will get the maximum possible refund check. A computer program that initially failed to take into account certain tax credits was blamed as the source of the mistake.


Prepare for next tax season


Learn 15 ways to make work simple

Think about all you had to go through the last time you filed and resolve to ease the burden now. Yes, taxes can get easier!

Here are 13 tips to help you defang your tax bite:

  1. Start saving the appropriate records and receipts now. Don't wait until the last minute and be forced to frantically rummage through a year's worth of unsorted records and receipts (that is, if you can find them!). Rushing produces errors and stress. So eliminate the need. Act now!

  2. Store records, information and money in a manner you can use and find when necessary

  3. Consult a tax specialist (even programs and books) and the IRS (800.424.1040, 800.829.4477, 800.TAX.FORM and 800.829.0433 for suspected tax fraud) for advice

  4. Evaluate all your options:
    • do-it-yourself
    • computer programs (TurboTax/Quicken/MacInTax, TaxCut/Money, etc.)
    • your tax preparer, accountant, CPA or tax attorney
    • electronic filing (www.hdvest.com, www.turbotax.com, www.taxcut.com, etc.)
    • payment options- check, money order, credit card/888.2PAY.TAX (American Express, Discover, MasterCard), installments, etc.
    • will you file single or joint, self-employed, independent contractor, non profit or not-for-profit work, home office, etc.?

  5. Claim what's due. Don't be afraid to ask for a refund, deductions and credits
    • tax preparation costs
    • donations, children, business, education, investments, real estate, etc.
    • legal, medical & insurance expenses
    • losses- natural disasters, auto accidents, theft, vandalism, embezzlement, etc.)
    • some travel, membership & license costs
    • job hunting expenses
    • weight loss (medical-related)
    • etc.

  6. Consider making a "back up" copy of important records and receipts (copy machine, computer scanner, computer disks, written, etc.)

  7. If you lose or misplace any records or receipts ask the issuing party(ies) for a duplicate if possible

  8. Keep things in a designated place. You can't use it if you can't find it

  9. Get the facts. Everyone should know something about the tax code and any changes to it, especially do-it-yourself filers. Remember, it's your neck is on the line, no matter who prepares your taxes

  10. Use previous returns to help you. WARNING: Incorporate any new changes

  11. Set aside money to pay your taxes. And don't spend your refund before you get it!

  12. Select the most suitable method for you. EX: If you aren't comfortable doing it yourself or don't have the time then find a skilled preparer you can trust now

  13. Remember to start now and put things in an easy-to-use format that you can find, understand and use


April 15, 2008 was this year's deadline.

Attention: Quarterly filers and filers who got an extension, look out for your next filing deadline (federal, state, local).

Make it as easy as possible. Start preparing now. Don’t put it off. Give yourself plenty of time. If you run into problems consult a tax expert. Want more on taxes?

April 23, 2008 is Tax Freedom Day. This is how many days Americans must work to pay their taxes each year as calculated by The Tax Foundation. Prior Tax Freedom Days: April 30, 2007, April 26, 2006, April 17, 2005 and April 11, 2004.

Have more to report. Order your personally autographed copy of "THE Self-Employment Resource Guide" by Arthur A. Hawkins II, a Northwestern University-educated self-employment specialist. Order today and get a FREE business-building report. See reviews here.
100% MONEY Back Guarantee!


ATTENTION: Senior citizens! You are now free to work as much as you like without being penalized for it. HR 5, the Senior Citizens' Freedom To Work Act of 2000, eliminated the Social Security retirement earnings test in and after the month in which a person attains full retirement age, age 65 (effective with respect to taxable years ending after December 31, 1999).

Tax Freedom Day Tax Freedom Day (April 23, 2008) was created by the nonpartisan, not-for-profit Tax Foundation! This means that the average law-abiding citizen will work 111-plus days to pay their taxes. Can you believe it?


Tax Tips · 13 Deadly Sins · Next Time · Free · Tax Resources · Top


10 Timely Tax Filing Tips


Simplify Your Life

Make it as easy and painless as possible by following these 10 simple steps:

  1. Start now!

  2. Decide how you will do it and what you will use:
    • do-it-yourself
    • computer programs (TurboTax/Quicken/MacInTax, TaxCut/Money, etc.)
    • your tax preparer, accountant, CPA or tax attorney
    • electronic filing (www.hdvest.com, www.turbotax.com, www.taxcut.com, etc.)
    • payment options- check, money order, credit card/888.2PAY.TAX (American Express, Discover, MasterCard), installments, etc.
    • will you file single or joint? self-employed? independent contractor? non profit or not-for-profit work? home office? etc.

  3. Gather the appropriate records and receipts. Request duplicates when necessary and if possible

  4. Get the right IRS forms (found at local public libraries, US Post Offices and the IRS) or computer tax programs

  5. Prepare your return or let your tax specialist do it
    • report all your income, capital gains and windfalls from all sources
    • realize tax laws change year-to-year
    • know the rules of the game (investigate, read, talk to tax pros and the IRS)
    • don't overpay. Claim all that is due you: refund, deductions, and credits- donations, children, business, education, investments, real estate, etc. Also legal, medical & insurance expenses, losses (natural disasters, auto accidents, theft, vandalism, embezzlement, etc.), some travel, membership & license costs, job hunting expenses, tax preparation costs, etc.

  6. If you run into problems consult your tax specialist (even programs and books, i.e., J. K. Lasser's Tax Guides, Taxes For Dummies) or the IRS http://www.irs.gov, 800.424.1040, 800.829.1040 or 800.TAX.FORM for advice

  7. Review your return carefully before you send it in and sign it

  8. Check it again
    • have you used the right forms (federal and state)?
    • is all important information (your name, address, social security number, etc.) correct?
    • are all your figures and calculations correct?
    • is your information entered in the right area?

  9. File your return. Send it in, with your payment, before the deadline, i.e., April 15. Be sure to keep a copy for yourself. And do not be afraid to ask for an extension if necessary

  10. Start preparing for next time

Bonus: You can still contribute to the prior year’s IRA, Keogh or Simplified Employee Pension (SEP) account until the standard deadline, April 15th. However, you can only deduct the amount specified by the plan’s specific limits – $2000 for a traditional or spousal IRA .

Now wasn't that easy. Use these 10 steps to ease your tax burden. Avoid problems, audits and nasty confrontations. And remember to put the IRS on your side. For more on taxes.

April 15, 2008 is this year's deadline.

WARNING: Get a second opinion! Don't follow the advice or tips from ANY source, no matter how reliable, without checking it out first. Yes, double check everything with at least one separate trusted source.

Have the time of your life. Get your personally autographed copy of "Time Tactics Survival Guide" by Arthur A. Hawkins II. Order online safely now. You get a FREE report if you order today. 100% MONEY Back Guarantee!
Get a personal time management plan. See how.


Tax Tips · Free · 13 Sins · Next Time · ? & Comments · Tax Resources · Top


13 Deadly Taxpayer Sins


Here are 13 things not to do:

  1. Get audited

  2. Lie or falsify your return

  3. Send in your return without checking for errors

  4. File the wrong forms (federal and state)

  5. Send your return in late (after the April 15th deadline)

  6. Fail to file (federal and state)

  7. Wait until the last moment

  8. Throw out important records and receipts

  9. File your return without signing it, including your e-filing PIN

  10. Send in a partially completed return

  11. Fail to keep up with the tax code

  12. Not documenting proof of write-offs

  13. OVERPAY or don't claim everything that's due you

April 16, 2007 is this year's deadline.

WARNING! Don't accept any advice, tips or gossip without question, even from tax pros. Remember it's your neck on the line.

Use these 13 no-nos to your advantage. Avoid problems, audits and nasty confrontations. Put the IRS and other tax resources on your side.

Have more to report. Order your personally autographed copy of "THE Self-Employment Resource Guide" Arthur A. Hawkins II, a Northwestern University-educated self-employment specialist. Order today and get a FREE business-building report. 100% MONEY Back Guarantee! See reviews here.
Tax Tips · 13 Sins · Free · Next Time · ? & Comments · Tax Resources · Top


Questions, Comments & Problems


Travel Smart! Save up to 50%!


Thanks for visiting. Was the trip worth it? Did everything go smoothly? Did you learn anything? What would you add to this site? Keep me posted.

Feel free to share your tax "horror" stories, secret tax tips and comments and problems with me. Do it and get a FREE gift. I may even post your response if you like. Contact me in c/o: Information Research Lab, Dept. TaxTips by fax at 360.656.1172.

Have more to report. Get your personally autographed copy of "THE Self-Employment Resource Guide" by Arthur Hawkins II, a Northwestern University-educated self-employment specialist. Order today and get a FREE business-building report. See reviews here.
SEE YA SOON!


10 Tax Tips · Act Now · 13 Deadly Sins · Comments · Tax Resources · Surveys · Freebies · Links · Home

Sites of Interest:

Time Management

Start Your Own Business

Travel Smart! Save up to 50%!

Need Gift Ideas?

Champion Cheapskate Training Center

Easy Yard & Auction Sales

Make Work Simple

Quit Smoking

Simply Your Life

Lift Your Mood

© Copyright by Arthur A. Hawkins II. All rights reserved.